Greg Moore, a former Representative of New Hampshire, has said that eliminating employer tax advantages and third-party payments would lead to a more transparent and patient-empowering health care system. This statement was made on the social media platform X.
“Spot on,” said Moore. “Getting rid of tax advantages for employers and eliminating the third party payment model is the key to have a rational, functional health care landscape that empowers patients.”
Employer-sponsored health insurance in the United States benefits from significant tax exclusions. According to the Tax Policy Center and Investopedia, employer contributions to health premiums are not considered taxable income, and employees often pay their share with pre-tax dollars. This system encourages job-based coverage and supports the third-party payment model prevalent in U.S. health care.
The Tax Policy Center reports that approximately 154 million Americans, or about 55% of the population, receive health coverage through employer-sponsored insurance. In 2022, the federal tax exclusion for these benefits resulted in $299 billion in lost tax revenue.
Recent market data from Grand View Research indicates that while the group (employer) health insurance market in the U.S. was valued at $1.41 trillion in 2024, there is a notable increase in non-employer coverage as the individual insurance market grew to over 24 million enrollees.
Moore is a Republican policy leader in New Hampshire, serving as State Director for Americans for Prosperity–NH and formerly as Chief of Staff for the state House. According to Americans for Prosperity, he focuses on market-driven health reforms such as Medicaid managed care and Health Reimbursement Arrangements (HRAs).
